Main-street businesses, every trade
Industries we fund
Underwriting is not the same across trades. A restaurant with heavy card volume and a trucking company with 60-day receivables look nothing alike to a funder, and the file you send should reflect that. These pages cover what each trade actually gets asked for.
Pick your starting point
Restaurants
Card volume is your strongest asset and your thinnest margin. Funding built around deposits, not collateral.
IndustryTrucking
Cash out on fuel and payroll, cash in 45 days later. Funding built for the gap in between.
IndustryAuto Repair
Parts float, diagnostic equipment and bay downtime. Funding sized to a shop's real cash cycle.
IndustryConstruction & Contractors
Draws come late, payroll comes Friday. Funding that bridges the schedule, not the balance sheet.
IndustrySalons & Spas
Chair buildouts, product inventory and a booking calendar with real seasonality.
IndustryRetail
Inventory bought months before it sells, in a business where the season is the whole year.
IndustryMedical & Dental
Insurance reimbursement runs on its own clock. Equipment and expansion do not wait for it.
IndustryCleaning Services
Payroll weekly, invoices net-30. Contracts you win cost money before they pay.
IndustryRoofing
Material up front, insurance money later, and a season that closes when the weather does.
IndustryGrocery & Bodega
Thin margins, daily turns, refrigeration that cannot fail. Funding for inventory and cold chain.