Capital without the hurdles.
Get $10,000 to $500,000 for your business
We shop your file to 40+ funding partners across 18 states. Decisions in as little as 24 hours — funds in 1–3 business days. We're a broker, not a lender.
- Soft inquiry to check options
- Free to apply
- Funds in 1–3 days
- Funding partners
- 40+
- States served
- 18
- Decisions in as little as
- 24hrs
- Funds land in
- 1–3days
01How it works
Three steps, no paperwork to start
-
01
About 4 minutes
Apply
Answer questions about your business. No paperwork to start, no fee, no obligation.
-
02
Often same day
We package the file
We assemble a complete submission and take it to the funding partners most likely to say yes.
-
03
Usually 24–48 hours
Choose your offer
Review the offers side by side and pick the one that fits. Funds land in 1–3 business days.
02Who we fund
Main-street businesses, every trade
All industries03Types of funding
Different structures for different problems
Working capital
A lump sum repaid on a fixed schedule. The default answer when you need money for a specific thing with a known end date.
FastestMerchant cash advance
A purchase of future receivables, repaid as a share of daily sales. Fast, expensive, and the right tool less often than it is sold.
Most flexibleBusiness line of credit
Revolving credit you draw and repay as needed. Costs less over a year than repeated lump sums for the same problem.
Lowest costEquipment financing
The machine secures the deal, so the rate drops. Almost always the cheapest option when the money has a serial number attached.
For slow-paying customersInvoice factoring
Sell your receivables at a discount and get paid now. Usually cheaper than an advance when the problem is slow-paying customers.
Flexes with salesRevenue-based financing
Repayment scales with what you actually earn. Costs more in a good month, protects you in a bad one.
04Run the numbers first
Free, no sign-up
Factor rate → APR calculator
Convert a factor rate into an annualised cost so you can compare an advance against a term loan on the same footing.
Open calculator CalculatorAdvance payment calculator
See the daily or weekly debit, the total payback and what it takes out of your revenue before you sign anything.
Open calculator05Where we work
18 states
All locations06FAQ
Straight answers
Will this affect my credit score?
Checking your options is a soft inquiry and does not affect your personal credit score. A hard inquiry only happens if you accept an offer and move forward, and we tell you before that happens.
How fast is this really?
Complete files submitted before 2pm often get same-day decisions. Once you accept an offer and sign, funds typically arrive in 1 to 3 business days. The slowest part is usually gathering bank statements, which is why we built a 60-second bank connection.
What does it cost to apply?
Applying is free. There is no fee to see your options and no obligation to accept anything. We are paid by the funding partner when a deal closes, not by you.
Are you a lender?
No. We are a broker. We package your file and take it to funding partners who make the actual credit decision and set the rates and terms. We do not lend our own money and we cannot approve anything ourselves.
Do I need good credit?
Credit is one input, not the whole decision. Most of our funding partners weight your recent bank activity and revenue consistency more heavily than a personal score. Businesses that were declined by a bank on credit alone are a large part of who we work with.
What if I already have an open advance?
Tell us up front. Some partners will consider a second position and many will not, and a file that hides an existing advance gets caught at the bank-statement stage anyway. Being straight about it early saves you a week and a decline.
Capital without the hurdles.
Find out what you qualify for
It takes about a minute and it costs nothing.
See what I qualify forSecure and encrypted · No obligation · 60 seconds